Every day I feel humbled when I hear how companies are responding to the coronavirus. There are feel-good stories about how distilleries have shifted to producing hand sanitizer and how companies such as Apple have donated 9 million medical masks to healthcare workers. There are other stories about how innovative companies are devising ways to…
Read MoreThe global stock market has declined in recent days as markets focus on the spread of coronavirus in China and around the world. And while the human toll of this epidemic should not be downplayed or overlooked, it is perhaps the short-term panic in financial markets that have been more contagious. In times like these,…
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Stock markets are riding high as we approach the end of 2019. What’s more, the largest pullback in the S&P 500 this year was only 7%. There are three key reasons for this outsized performance, and one important takeaway for investors as we enter 2020. Perhaps the most important reason that major markets have experienced…
Read MoreAs a financial advisor, nearly every client I’ve ever counseled has had one thing in common — their biggest expense has been taxes. For most higher earning individuals, income taxes can account for 40% or more of their income. There is no other expense that even comes close. This is why tax planning is so…
Read More Knowledge Summit 2019: Robert Pagliarini Speech from The American College Studios on Vimeo. A message from Pacifica Wealth Advisors President Robert Pagliarini… On Saturday, I participated in my PhD graduation ceremony at The American College in San Diego. I was honored to be selected as this year’s student speaker at the event. It was…
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Understanding of what a fiduciary financial advisor is – past and present. A new client meeting five or ten years ago looked like this. I’d be so excited to share with them that I was a fiduciary. I’d explain that I was a Real Fiduciary and I would always put their interests first. I would…
Read MoreThe following is a guest post by James Liu, CFA, Founder and Head of Research at Clearnomics Of the market and economic indicators that predict recessions, none is as important as the steepness of the yield curve. It’s for this reason that markets reacted with uncertainty to last week’s intra-day yield curve inversion – the…
Read MoreI am very proud to announce that after nearly four years of long nights and weekends, I have successfully earned a PhD in financial and retirement planning from the American College. It’s been quite a journey! My dissertation is titled Role of Parent-Provided Financial Education on Financial Beliefs, Financial Behaviors & Financial Satisfaction. If you…
Read MoreRobert Pagliarini was recently recognized by Investopedia as one of the top 100 financial advisors of 2019 nationally, as well as one of the top 22 financial advisors in California. The Investopedia 100 annually selects leading financial advisors across the country who are impacting education and strategies for investing, wealth management and financial planning. Top-of-the-industry…
Read MoreWe’re proud to announce that Pacifica Wealth Advisors has been named one of the 2019 top financial advisors in Irvine by Expertise. This hand-selected list by the team at Expertise is based on excellence across five categories, including reputation, credibility, experience, engagement and professionalism. We put our clients’ interests first and strive to continue providing…
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