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Financial Advisor Blog

Topics include sudden wealth, financial retirement planning, personal and business finance.

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Umbrella Liability Insurance

Umbrella Liability Insurance

The least understood but most important type of insurance I grew up in the Pacific Northwest where it rains. Not a little, but a lot. That’s why I’m such a big fan of something called umbrella liability insurance. If you’re like me, you go through a lot of umbrellas. You lose them, or in a…

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What You Need To Know About Property and Casualty Insurance

What You Need To Know About Property And Casualty Insurance

No one cares about this stuff, but it’s also super important. I’m going to make this short and sweet and give you just what you need to know and nothing more. You’ll know more about insurance than 95% of the population in about five minutes. First thing to understand: there are two main categories of…

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How Are Advisors Compensated?

How Are Advisors Compensated?

How are advisors compensated? Ah, very good question! Let’s talk about the ways an investment advisor or financial planner can be compensated. Hourly Fee. This is the easiest to understand. You get together and pay the advisor for their time. I guess the advantage of this is you control the cost. You know exactly what…

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The Dangers of Financial Pornography

How I See The World…

And now, a short screenplay break. FADE IN EXT. WORKSHOP – DAY NAIL Hey there, Hank! How’s it swingin’? HAMMER You know me. I’m swingin’ just fine. NAIL Can you help me? HAMMER Of course, darling. Hammer hits Nail into a large wooden board. NAIL Thanks, Hank! HAMMER Always happy to help. INT. WORKSHOP –…

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When To Be The Financial Driver or Passenger

When To Be The Financial Driver Or Passenger

Start your engines . . . Ying and yang. Chocolate and vanilla. Led Zeppelin and The Who. Throughout history, there have always been battles between two competing forces. And now we can add driver versus passenger to that list. Here’s what I mean. Money can create an interesting power dynamic between you (the client) and…

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How To Find A Good Financial Advisor: Part 3

How To Find A Good Financial Advisor: Part 3

The remaining four things to look out for… In your quest for a good financial advisor, we know we want to work with a fiduciary, a separate custodian, and someone who has their CFP® designation. Is that it? Not quite, but we’re getting close. Criteria 4 – Stick to the 10,000 Hour Rule Psychologist Anders…

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How To Find A Good Financial Advisor: Part 2

How To Find A Good Financial Advisor: Part 2

Pop quiz. Quick, which of the following is not a real financial designation? LifeUnderwriterTrainingCouncilFellow CharteredMutualFundCounselor CertifiedSeniorConsultant CertifiedFundSpecialist They are actually all real! And trust me, I use the term “real” very generously. So what does this mean? It means there are a whole lot of “professional designations” available to financial advisors to make them sound…

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How To Find A Good Financial Advisor: Part 1

How To Find A Good Financial Advisor: Part 1

So you want to find a good financial advisor? Okay, that’s great. You want someone to work with you and help you make good financial decisions. Excellent! There’s just one problem. There are hundreds of thousands of financial advisors out there. How are you going to find the one who is right for you? I’m…

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Game Time! Who Is On Your Team?

Game Time! Who’s On Your Team?

You’ll want these three all-stars working for you You can do it! This is the age of information and access. There has never been a better time to take control of your finances yourself than right now. You don’t need help! You can do it all yourself! That sure sounds good, doesn’t it? But it’s…

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Why A 5% Return May Be Better Than A 7% Return

Why A 5% Return May Be Better Than A 7% Return

How could a 5% return be better than a 7% return? You’re about to enter a new dimension, a dimension of sound, a dimension of sight, a dimension of mind . . . Want to impress your friends and advisors? Want to make more money? This lesson is for you. The question is can a…

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