We specialize in retirement planning and managing sudden wealth.
Fee-only financial and investment solutions for clients across the country.
Who We Help
Pre/Post Retirees
We have been helping clients navigate the changes retirement brings for nearly three decades. Robert has earned a PhD in financial and retirement planning where retirement income distribution planning was a large focus of his studies and research.
Sudden Wealth™ Recipients
We specialize in serving Sudden Wealth™ recipients – individuals who quickly receive a large sum of money from an inheritance, settlement, stock options, etc. We help you go from confused and overwhelmed to confident and in control.
We are Real Fiduciaries.
This means we always put our client’s best interests first. A real fiduciary also means that we are not part-time fiduciaries. We put our client’s best interests first in all cases and at all times. Not all financial advisors are real fiduciaries. Read our fiduciary oath to see the principles we live by.
You have enough to think about right now - trusting your financial advisor shouldn't be something you have worry about! Choose a fiduciary financial advisor.
Meet Our Chief Financial Advisor
Hello. My name is Robert Pagliarini. I have the great honor of helping people during one of the most exciting and nerve-wracking times in their lives. For nearly three decades, I have specialized in helping clients manage, grow, and preserve their wealth through significant financial transitions such as retirement, the sale of a business, inheritance, stock options, and other sudden wealth events. My investment and wealth management firm, Pacifica Wealth Advisors, serves clients across the country.
I have a Ph.D. in financial and retirement planning. Additionally, I am a Certified Financial Planner™ practitioner, a Certified Divorce Financial Analyst, a Certified Structured Settlement Consultant, an Enrolled Agent* with the IRS, and have a Master’s Degree in Psychology. Learn more about me or our financial planning services.
WE TRY TO SOLVE “THE NASTIEST AND HARDEST PROBLEM IN FINANCE."
How much income can you safely withdraw from your retirement accounts without risking running out of money? It seems like a simple and straightforward question, but would you be surprised that a Nobel Prize-winning economist said that this is "the nastiest and hardest problem in finance?" If a PhD from Stanford thinks this is the biggest challenge, it means it requires a great deal of planning. This is where we come in. Lead retirement advisor, Robert Pagliarini, has a PhD in retirement planning and works to solve this "nastiest and hardest problem" and give his clients confidence.
