

Start financial planning for retirement today to create a lifetime of income.
What do you imagine in retirement?
Do you want nothing more than to leave work, commute, and bosses behind and enjoy relaxing and carefree days? Do you want to travel, or spend more time closer to home? Do you want to volunteer more or spend more time on your hobbies?
Our mission is to help you financially plan your retirement so your dreams become reality. These are the key years that can make or break a retirement. Hire a financial planner for retirement to ensure you’re making the correct financial decisions to support your dreams. We help you create a financial plan which encompasses your financial security and the retirement you dream of.
We help you develop lifetime income. A good investment retirement plan should provide you with a consistent monthly check regardless of what is happening in politics, the economy, or the stock market. Contact us today to learn more about financial planning for retirement.

We are real fiduciaries.
This means we always put our client’s best interests first. A Real Fiduciary also means that we are not part-time fiduciaries. We put our client’s best interests first in all cases and at all times. Less than 8% of financial advisors are Real Fiduciaries. Read our fiduciary oath to see the principles we live by.
You have enough to think about right now - trusting your retirement financial advisor shouldn't be something you have worry about! Choose a fiduciary financial advisor.
WE TRY TO SOLVE “THE NASTIEST AND HARDEST PROBLEM IN FINANCE."
How much income can you safely withdraw from your retirement accounts without risking running out of money? It seems like a simple and straightforward question, but would you be surprised that a Nobel Prize-winning economist said that this is "the nastiest and hardest problem in finance?" If a Ph.D. from Stanford thinks this is the biggest challenge, it means it requires a great deal of planning. This is where we come in. Lead retirement advisor, Robert Pagliarini, has a Ph.D. in retirement planning and works to solve this "nastiest and hardest problem" and give his clients confidence.

Meet the Retirement Financial Planner
Robert is passionate about helping people planning for retirement. He’s the founder of Pacifica Wealth Advisors and has over 26 years of experience as a retirement financial advisor.
You may have seen him on Katie Couric, Dr. Phil or Good Morning America as an expert in finances. Robert is a certified financial planner as well as a CFP® Ambassador, one of only 50 in the country!
He holds a Ph.D. in retirement planning from The American College and is focused on how to make retirement portfolios last decades while providing a steady source of income.
EMAIL COURSES ON FINANCIAL PLANNING BEFORE RETIREMENT
Retirement financial planner Robert Pagliarini, PhD, CFP, EA provides insight on investments and lifestyle through free courses.
Saving For Retirement
All About Retirement Planning
COMMON QUESTIONS ABOUT PLANNING FOR RETIREMENT
For over 26 years, we've been helping answer these questions regarding financial planning for retirement.
- Am I on the right track for retirement or should I do something different with my spending, saving, or investing?
- What should I be thinking about and doing before I retire?
- Am I taking too much or too little risk with my investments?
- How much do I need to have saved before I can stop working?
- How should my portfolio be allocated knowing I'm going to be retiring soon?
- Am I on the right track for retirement or should I do something different with my spending, saving, or investing?
- What should I be thinking about and doing before I retire?
- Am I taking too much or too little risk with my investments?
- How much do I need to have saved before I can stop working?
- How should my portfolio be allocated knowing I'm going to be retiring soon?
- If my taxes are going to go down in retirement, what should I do now while I'm still working?
- Are there non-financial issues I should be thinking about before I retire?
- What are the biggest risks to my financial plan that could delay my retirement?
- When should I take Social Security?
- If my taxes are going to go down in retirement, what should I do now while I'm still working?
- Are there non-financial issues I should be thinking about before I retire?
- What are the biggest risks to my financial plan that could delay my retirement?
- When should I take Social Security?