Posts by Robert Pagliarini

NAPFA Fee-Only Organization Welcomes Pacifica Wealth Advisors

By Robert Pagliarini on February 7, 2019

We are thrilled to be NAPFA-Registered financial advisor! The National Association of Personal Financial Advisors (NAPFA) holds one of the highest standards in the advisory industry. The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those…

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What is a Fiduciary Financial Advisor?

By Robert Pagliarini on February 5, 2019

A true fiduciary is someone who is legally obligated to give you advice that is in your best interest.  It doesn’t make sense to pay for financial advice when the advice doesn’t have to be in your best interest. Period. A true fiduciary is someone who is legally obligated to give you advice that is…

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What’s a Qualified Domestic Relations Order (QDRO)?

By Robert Pagliarini on August 29, 2013

A Qualified Domestic Relations Order — commonly called a QDRO (pronounced “quad-row”) is a court order most commonly used when a couple divorces that provides an ex-spouse with some ownership (usually 50%) of the other spouse’s retirement plan. For example, if the husband has $400,000 in his 401(k) account, the QDRO would call for the…

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