Robert Pagliarini, an expert in wealth management, inheritance planning, financial planning, and sudden wealth™, writes a financial column for CBS News MoneyWatch that is also syndicated in newspapers across the country. The following is a column Robert wrote for CBS: There are two ways to change any behavior . . . the hard way and…

Decisions must be made. In the next couple of months, Congress will address several major tax matters. Here are the big tax questions looming. The Bush-era income tax cuts. Will the current 10%-15%-25%-28%-33%-35% federal tax rate structure give way to 15%-28%-31%-36%-39.6% tax brackets in 2013? After the election, some analysts feel a compromise will be…

We’ve all heard about the “new retirement”, the mix of work and play that many of us assume we will have in our lives one day. We do not expect “retirement” to be all leisure. While this is becoming a cultural assumption among baby boomers, it is interesting to see that certain financial assumptions haven’t…

Robert Pagliarini, an expert in wealth management, inheritance planning, financial planning, and sudden wealth™, writes a financial column for CBS News MoneyWatch that is also syndicated in newspapers across the country. The following is a column Robert wrote for CBS: Are you working too long and too hard? Could you achieve more by doing less?…

You probably read or hear about some “Top Ten” list nearly every day. But take a moment to read this one. This list is different, and probably not the kind of list you’d expect a Financial Advisor to write. Reason #10: “I’m too busy” I can’t tell you how often I hear this excuse. So…

We are very pleased to announce that Pacifica Wealth Advisors secured the trademark for “Sudden Wealth” by the U.S. Patent & Trademark Office. We are dedicated to serving sudden wealth recipients and look forward to providing our specialized brand of wealth management expertise to these clients for years to come.

Robert Pagliarini, an expert in wealth management, inheritance planning, financial planning, and sudden wealth™, writes a financial column for CBS News MoneyWatch that is also syndicated in newspapers across the country. The following is a column Robert wrote for CBS: As a “sudden wealth” financial planner, I take great pride in helping others determine where…

Watch sudden wealth recipient 22 year-old Sandeep Singh accept a check for $30.5 million. Seems grounded and from a hard-working family. I hope he gets good tax, legal, and financial advice to protect his sudden wealth so he can fully enjoy it.

In October 2013, Robert Pagliarini appeared on the Steve Harvey Show to discuss all things credit: what is credit, what is a credit score, how to get your credit report, how to get your credit score, how to improve bad credit, and many other credit related topics.

740 is the new 720. If you want to refinance or buy a home or pass muster with a lender, a landlord, an insurer or even a possible employer, it will help to have a credit score of 740 or better. While the median FICO score in America is still 720, many lenders have now…