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All About Disability Insurance

By Robert Pagliarini on September 27, 2021

This insurance can be a real life saver… You are practically an expert at this insurance stuff by now. No, seriously. You probably know more than 90% of the population about insurance. Congrats! But there’s one more type you should know about. It’s called job insurance. Actually, that’s not what it’s called, but that’s really…

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All About Life Insurance

By Robert Pagliarini on September 24, 2021

It’s really pretty simple… Earlier I said there were two categories of insurance. One is for stuff and the other is for people. We did the stuff thing; now it’s all about you! There are lots of different kinds of insurance for people. Insurance for people, as you could guess, is insurance on a person.…

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Umbrella Liability Insurance

By Robert Pagliarini on September 22, 2021

The least understood but most important type of insurance I grew up in the Pacific Northwest where it rains. Not a little, but a lot. That’s why I’m such a big fan of something called umbrella liability insurance. If you’re like me, you go through a lot of umbrellas. You lose them, or in a…

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What You Need To Know About Property And Casualty Insurance

By Robert Pagliarini on September 20, 2021

No one cares about this stuff, but it’s also super important. I’m going to make this short and sweet and give you just what you need to know and nothing more. You’ll know more about insurance than 95% of the population in about five minutes. First thing to understand: there are two main categories of…

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How Are Advisors Compensated?

By Robert Pagliarini on September 17, 2021

How are advisors compensated? Ah, very good question! Let’s talk about the ways an investment advisor or financial planner can be compensated. Hourly Fee. This is the easiest to understand. You get together and pay the advisor for their time. I guess the advantage of this is you control the cost. You know exactly what…

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How I See The World…

By Robert Pagliarini on September 16, 2021

And now, a short screenplay break. FADE IN EXT. WORKSHOP – DAY NAIL Hey there, Hank! How’s it swingin’? HAMMER You know me. I’m swingin’ just fine. NAIL Can you help me? HAMMER Of course, darling. Hammer hits Nail into a large wooden board. NAIL Thanks, Hank! HAMMER Always happy to help. INT. WORKSHOP –…

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When To Be The Financial Driver Or Passenger

By Robert Pagliarini on September 13, 2021

Start your engines . . . Ying and yang. Chocolate and vanilla. Led Zeppelin and The Who. Throughout history, there have always been battles between two competing forces. And now we can add driver versus passenger to that list. Here’s what I mean. Money can create an interesting power dynamic between you (the client) and…

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How To Find A Good Financial Advisor: Part 3

By Robert Pagliarini on September 10, 2021

The remaining four things to look out for… In your quest for a good financial advisor, we know we want to work with a fiduciary, a separate custodian, and someone who has their CFP® designation. Is that it? Not quite, but we’re getting close. Criteria 4 – Stick to the 10,000 Hour Rule Psychologist Anders…

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How To Find A Good Financial Advisor: Part 2

By Robert Pagliarini on September 8, 2021

Pop quiz. Quick, which of the following is not a real financial designation? LifeUnderwriterTrainingCouncilFellow CharteredMutualFundCounselor CertifiedSeniorConsultant CertifiedFundSpecialist They are actually all real! And trust me, I use the term “real” very generously. So what does this mean? It means there are a whole lot of “professional designations” available to financial advisors to make them sound…

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How To Find A Good Financial Advisor: Part 1

By Robert Pagliarini on September 7, 2021

So you want to find a good financial advisor? Okay, that’s great. You want someone to work with you and help you make good financial decisions. Excellent! There’s just one problem. There are hundreds of thousands of financial advisors out there. How are you going to find the one who is right for you? I’m…

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