Skip to content

Financial Planning Tips To Consider Before 2017

By Robert Pagliarini on November 16, 2016

The end of a year makes us think about last-minute things we need to address and good habits we want to start keeping. To that end, here are seven aspects of your financial life to think about as this year leads into the next… Your investments. Review your approach to investing and make sure it…

Read More

“Tentative Savers” Feeling the Squeeze of Competing Financial Obligations

By Robert Pagliarini on October 28, 2016

A consumer survey series commissioned by the Certified Financial Planner Board of Standards, Inc. (CFP Board) examines four groups of Americans based on their saving patterns and finds one group demonstrates heightened concern over their financial future due to competing obligations, such as paying mortgage and credit card debt. The group, identified as “Tentative Savers,”…

Read More

What Does “Helicopter Money” Mean?

By Robert Pagliarini on October 19, 2016

Imagine cash falling from the sky into the hands of grateful consumers. Fleets of helicopters hover over cities, dispensing massive flurries of $100 bills. Everyone gets their fair share of the money. Presto, economic stimulus. This is pure fantasy, of course, but some economists think that the Federal Reserve should consider its figurative equivalent. Picture…

Read More

Does It Make Financial Sense For You To Buy A House?

By Robert Pagliarini on October 12, 2016

Does buying a home make sense for you financially? It may or may not, depending on some financial, career, and lifestyle factors. Your savings, your credit, your salary, your level of disposable income, and your housing preferences all count. If you are serious about becoming a homeowner, you should have three priorities: keeping your credit…

Read More

“Concerned Strivers” Have Higher Incomes, Find Saving Hard

By Robert Pagliarini on September 30, 2016

A new series of consumer surveys from Certified Financial Planner Board of Standards, Inc. (CFP Board) reveals four distinct groups of Americans based on their saving patterns, including one segment that exhibits optimism about their financial futures even while wrestling with the sharp competing interests of saving monthly, paying down debt and meeting retirement goals.…

Read More

What It Takes To Be A “Millionaire Next Door”

By Robert Pagliarini on September 13, 2016

Just how many millionaires does America have? By the latest estimation of Spectrem Group, a research firm studying affluent and high net worth investors, it has more than ever before. In 2015, the U.S. had 10.4 million households with assets of $1 million or greater, aside from their homes. That represents a 3% increase from…

Read More

Are You Insured? If Not, Your Loved Ones May Be At Risk

By Robert Pagliarini on September 7, 2016

September is National Life Insurance Awareness Month – a good time to think about the value and importance of insuring yourself. According to a recent Bankrate survey, 42% of Americans have no life insurance at all. They may not know that life insurance coverage has become much more affordable than it once was. Many people…

Read More

What Type Of Life Insurance Is Right For You?

By Robert Pagliarini on August 20, 2016

Man is Mortal. That makes life insurance a little unique and interesting, doesn’t it? We purchase things like health insurance, car insurance and home insurance, then hope we never have a need to use them. Life insurance is different because it’s a widely accepted fact that, sooner or later, each one of us will die.…

Read More

Do You Really Need Life Insurance?

By Robert Pagliarini on

As Bankrate.com noted, 43% of Americans have no life insurance. Some view it as optional; some have simply procrastinated when it comes to buying a policy. Others believe that they can’t afford it. In reality, life insurance is cheap today. If you just want term life coverage – essentially, life insurance that you “rent” for…

Read More

Do You Need Life Insurance?

By Robert Pagliarini on August 10, 2016

According to the insurance industry group LIMRA and the nonprofit Life Happens, 43% of Americans have no life insurance. Why don’t more young adults buy life insurance? Shopping for life insurance may seem confusing, boring, or unnecessary. Yet when you have kids, get married, buy a house or live a lifestyle funded by significant salaries,…

Read More
Reach us at (949) 305-0500