Question
  • This field is for validation purposes and should be left unchanged.
Ready to talk? Call 949-305-0500
Archive › Sudden Wealth Advisors

Why Life Insurance at a Young Age May Be a Good Idea

You may have read that you don’t need to buy life insurance early in life. That’s not necessarily true. In fact, getting a policy before midlife may prove wise. Relatively few people opt for life insurance coverage between the ages … Continue reading

What You Need to Know About Fixed Income Annuities

Fixed indexed annuities can be very useful investments. As the name implies, FIAs are fixed annuities with a rate or return linked to the performance of a stock market index (often the S&P 500). Because of this stock market exposure, … Continue reading

What is Mortgage Term Insurance?

A potential “helping hand” for a homeowner’s heirs. No one wants to saddle their heirs with the hard choice of paying off an unsettled mortgage or selling or losing a home. A mortgage term life insurance policy can provide relief … Continue reading

The Basics of Life Insurance

When it comes to life insurance, there are many options. You may have heard terms like “whole life insurance,” “term insurance,” or “variable insurance,” but what do they really mean? And what are the differences between them? Well, first let … Continue reading

Women & Money: Shifting the Focus from the Short-Term to the Long-Term

How many short-term financial decisions do you make each week? You probably make more than a few. They may feel routine. They may demand your attention, day in and day out. Yet in managing these day-to-day issues, you may be … Continue reading

Choosing the Right Beneficiary

Here’s a simple financial question: who is the beneficiary of your IRA? How about your 401(k), life insurance policy, or savings account? You may be able to answer such a question quickly and easily. Or you may be saying, “You … Continue reading

What is an Irrevocable Life Insurance Trust (ILIT) & Why You May Need One

You may think of life insurance in very simple terms: you buy a policy so that your loved ones will have some financial assistance when you die. Its functionality doesn’t end there. If it looks like your accumulated wealth will … Continue reading

Why Women Are Great With Money

Why do we cling to the myth that women don’t understand money as well as men? If you look at the personal finance books aimed at women over the past decade, some of the titles might convince you that women … Continue reading

What Does “Effective Tax Rate” Mean?

What does it mean when you hear the phrase “effective tax rate?” If you are the lender, it means how much interest you are earning. It’s also called the true interest rate, the yield to maturity on a bond, or … Continue reading

6 Signs That Your Finances Are In Good Shape

How well off do you think you are financially? If your career or life takes an unexpected turn, would your finances hold up? What do you think will become of the money you’ve made and saved when you are gone? … Continue reading