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Financial Advisor Blog

Topics include sudden wealth, financial retirement planning, personal and business finance.


Become Wealth Ready(TM)

Many people who become responsible for a great deal of money overnight feel overwhelmed by the financial, legal, and tax decisions they face, confused as to what they should do, and a deep weight because of their new responsibility. They feel unprepared for the job and are unsure of who to trust. Many sudden wealth…

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House Hunting

Robert Pagliarini Featured on Redfin Guide to House Hunting for Aging Adults

Robert Pagliarini was recently featured in Redfin’s Ultimate Guide to House Hunting for Aging Adults. If you’re nearing or already in retirement, Redfin offers advice on selling your current home and transitioning to the next. “Most home buyers focus first and foremost on the purchase price, but of greater financial consideration are the ongoing costs of…

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What's Cash Flow?

What’s Cash Flow?

Cash flow. You might be thinking, “Cash flow? My cash doesn’t flow. It trickles.” Whatever your cash does, it’s a good idea to check your cash flow from time to time because it has a big impact on how quickly your net worth goes up. Cash flow is simple. You look at the money coming…

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Assets Versus Liabilities

Assets vs. Liabilities

Assets vs. Liabilities. This may be one of the most important lessons that we cover. It’s simple. Deceptively simple, actually. But don’t let that deceive you. Who knows? You may just look at the world differently at the end of this. Let’s get into it. An asset versus a liability. What’s the difference, and why…

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Understanding compound interest

Understanding Compound Interest

Pop Quiz! Compound interest, compound fracture, compound fraction – one of these can help you become filthy rich, and another can guarantee you’ll be a slave to debt and broke. Can you guess which is which? Surprise! The answer to both is compound interest. It doesn’t seem to make sense, does it? How can compound…

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How much should you save?

How Much Should You Save?

How much should I save? What do you think I should be putting away? What’s a good rule of thumb for how much money I should set aside each month? Is there a right amount I should be saving? This is probably one of the most common personal finance questions, and this causes a great…

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What's the best way to save?

What’s the Best Way to Save

Is saving money only for the wealthy? Most advisors and financial experts will tell you that the only way to become wealthy is to save. The good news is that this is not true. There are ways to become wealthy without saving. For example, you can inherit money, win a lawsuit settlement, start a company…

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The Two Types of Income

Types of Income: Do You Know the Two Types?

What do you think the two types of income are? Does it really matter? Who cares? I mean, income is income. It’s all good. Are you really going to hesitate when someone hands you a check while you try to figure out what type of income you are receiving? I do think it’s important to…

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7 Savings Tips for Parents and Students During Back-to-School Season

As the 2020-21 school year begins, students of all ages are facing many changes to their school experiences due to the COVID-19 pandemic—whether transitioning to remote instruction or instituting mask-wearing within school buildings. These changes may exacerbate annual back-to-school stress, as parents and students navigate covering the many back-to-school expenses. To help, understand your opportunities…

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4th of July

Lately I’ve been reading and watching a lot of World War II documentaries (Netflix has a series called WWII In Color that is excellent). The more I learn about that war and the other wars our soldiers have fought in the more I understand and appreciate this holiday. I used to think about it as…

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