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Financial Advisor Blog

Topics include sudden wealth, financial retirement planning, personal and business finance.

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Financial Advice for Women

Financial Planning for Women

Will you live to be 100? If you’re a woman, your odds of becoming a centenarian are seemingly better than those of men. In the 2010 U.S. Census, over 80% of Americans aged 100 or older were women. Will you eventually live alone? According to the Administration on Aging (a division of the federal government’s…

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What is High-Frequency Trading?

Is Wall Street out of control? Main Street and Wall Street are abuzz over Flash Boys: A Wall Street Revolt, the new book from Berkeley-based journalist Michael Lewis (author of Moneyball and The Blind Side, London School of Economics graduate and former bond salesman). Flash Boys makes a couple of bold conclusions, which the media…

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Inheriting Money: Why Anderson Cooper Says No Thanks

CNN news-show host Anderson Cooper is the son of Gloria Vanderbilt — a successful fashion and interior designer and daughter to the Vanderbilt railroad and shipping empire who is believed to be worth $200 million. Is Anderson chomping at the bit for an inheritance? No. Here is what Anderson said this week in an interview…

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Quoted in the BBC on Human Capital – The Financial Risk You Don’t Know You’re Taking

Read the BBC Capital column titled The Financial Risk You Don’t Know You’re Taking Excerpt: At its simplest, human capital is the asset that you, personally, bring to the table every day. It’s the embodiment of your potential to earn income. It can be risky and short-lived (think of an athlete’s career) or staid and predictable…

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What Does Your Retirement Look Like?

Financially, how might retirement differ from your expectations? To some degree, it will. Just as few weathercasters can accurately predict a month’s worth of temperatures and storms, few retirees find their financial futures playing out as precisely as they assumed. As you approach or enter retirement, you may find that your spending and your exit…

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8 Strategies to Stay Strong During a Divorce

Robert Pagliarini contributed a column to Forbes titled “How to Stay Strong & Get What You Deserve in a Divorce“. This is an excerpt: Most clients want to move on with their lives and experience peace and happiness again. But what happens when giving up means giving in? Will you feel immediate relief? Absolutely, but…

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What Is a Divorce Financial Advisor?

A divorce financial advisor is a financial advisor that focuses on helping clients navigate the unique and complex financial issues of a divorce. How does a divorce financial planner differ from a traditional financial planner? The gold standard in financial planning is the Certified Financial Planner designation. Anyone with this designation has gone through several courses…

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What You Need to Know About Medicare Enrollment

Medicare enrollment is automatic for some. For those receiving Social Security benefits, the coverage starts on the first day of the month you turn 65. Your enrollment is also automatic when you are under 65, disabled, and receiving benefits from Social Security for 24 months. The exception to this would be for people with Amyotrophic…

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Will the Fed Raise Interest Rates Earlier Than Expected?

Wall Street skips a beat on three words. The words were “around six months,” and they were spoken by Federal Reserve chair Janet Yellen at the Federal Open Market Committee’s March 19 press conference. Those three words sent the Dow south 190 points; it lost 114 points on the trading day. Specifically, Yellen was responding…

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How to Stop Identity Theft

America is enduring a data breach epidemic. As 2013 ended, the federal Bureau of Justice Statistics released its 2012 Victims of Identity Theft report. Its statistics were sobering. About one in 14 Americans aged 16 or older had been defrauded or preyed upon in the past 12 months, more than 16.6 million people. Just 8% of…

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