Stock Option Planning

Helping to create maximum value.

The tax and legal issues around stock options can be complex. A client’s stock options can represent 80% to 90% of their net-worth, but if they are unvested or unexercised, extracting this value takes a great deal of planning. We have a team of professionals who have been helping employees and business owners maximize their stock option value for years.

8.7% of all employees working in the private sector report owning stock options in their companies *

If there is one area that requires impeccable attention to details, a proper strategy, and knowledge of taxes, it is stock option planning. A simple oversight such as not exercising the options in the proper amount of time after you leave your employer can costs hundreds of thousands  of dollars or more. Failing to account for your income tax bracket or AMT can have you paying more than you need to in taxes. We will work closely with your team, your HR department, and your employer’s legal counsel to make sure you stay compliant while capitalizing on your stock options.

Research shows that ESOPs make a significant contribution to corporate performance, particularly when combined with management styles that stress employee involvement in decision-making at the job level and sharing financial information with employees. *

Even if you are not fully vested or unable to convert your options to cash currently, there are strategies to protect their value. We have the experience and can put together an overall plan for not just your stock options, but how they will integrate into your overall financial strategy. If you have stock options from your employer and want to create the most after-tax value, contact us to learn how we work or ask us a question about your own situation. We’ll be sure to call you back today,

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Disclosure: Options are not suitable for all investors. There are risks involved in any option strategy. Individuals should not enter into option transactions until they have read and understood the option disclosure document titled "Characteristics and Risks of Standardized Options," which outlines the purposes and risks of option transactions. This booklet is available from your Financial Advisor or at OCC - Characteristics & Risks of Standardized Options.  Supporting documentation of claims will be supplied upon request.