Reasons Not To Retire

By Robert Pagliarini on May 7, 2019

There are good reasons to retire and bad reasons. In this episode I talk about a few of the most common bad reasons to go into retirement. Listen to the episode and read the transcript below. Feel free to reach out if you have any questions.

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The New Retirement Savings Mentality

By Robert Pagliarini on April 21, 2019

According to the Employee Benefits Research Institute’s (EBRI) 2018 Retirement Confidence Survey, American workers have both a vital—and pressing—need to prepare better for retirement. Nearly 8-in-10 American workers have less than $250,000 set aside for retirement. And 60 percent of American workers have not crunched the numbers on how much they’ll need to live on…

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Three Strategies to Increase Satisfaction in Retirement

By Robert Pagliarini on April 9, 2019

I’ve been working with retirees for over the last two decades. I’ve seen in the real world what leads some clients to experience more satisfaction and happiness in retirement than others. Also, in my pursuit of a PhD in retirement planning, I’ve read hundreds of research papers on retirement. In this episode of Financial Transitions,…

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The Top 10 Questions to Ask Your Retirement Financial Advisor

By Robert Pagliarini on March 26, 2019

Hiring a retirement financial advisor may be one of the most important financial decisions you can make. Working with an honest and experienced retirement financial advisor can make the difference between a mediocre retirement filled with financial fret and a fulfilling retirement filled with confidence. However, how can you find the best retirement financial advisor…

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A SURPRISING PROBLEM WITH DEFINED BENEFIT PENSION PLANS FOR SMALL BUSINESSES

By Robert Pagliarini on March 16, 2019

 I’ve written about the merits of defined benefit pension retirement plans for small business owners – especially those with no employees or those with husband/wife employees. These savings vehicles offer an opportunity to contribute much more to your retirement than an IRA or 401(k) and can help you significantly reduce your taxes. However, there…

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Financially, Emotionally & Physically Surviving Divorce

By Robert Pagliarini on February 18, 2019

What do you want your divorce to look like? A simple question, but it may be the key to taking the pain out of your split and helping divorce proceedings run better financially, emotionally and physically. Listen to my recent podcast episode with divorce attorney and collaborative practitioner Juliet Laycoe for a modern day approach to surviving divorce.…

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NAPFA Fee-Only Organization Welcomes Pacifica Wealth Advisors

By Robert Pagliarini on February 7, 2019

We are thrilled to be NAPFA-Registered financial advisor! The National Association of Personal Financial Advisors (NAPFA) holds one of the highest standards in the advisory industry. The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those…

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What is a Fiduciary Financial Advisor?

By Robert Pagliarini on February 5, 2019

A true fiduciary is someone who is legally obligated to give you advice that is in your best interest.  It doesn’t make sense to pay for financial advice when the advice doesn’t have to be in your best interest. Period. A true fiduciary is someone who is legally obligated to give you advice that is…

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All About Opportunity Zones: The 1031 on Steroids

By Robert Pagliarini on December 5, 2018

Looking for a brand new tax-deferred or potentially tax-free investing opportunity? Bruce Stachenfeld, one of the nation’s preeminent real estate attorneys, calls it the 1031 on steroids. Find out why in my recent interview with Bruce, and read the full transcript of below. Need additional resources on opportunity zones? Download the two whitepapers Bruce references during…

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Finding A Balance Between Education and Retirement Funding

By Robert Pagliarini on October 27, 2018

Your child’s future success might encourage you to pull out all of the stops when it comes to funding their education, but you still need to take care of yourself. Saving for retirement or your child’s education is an ongoing debate many parents face throughout their lives, but it’s important to strike a balance between…

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