Ready to talk? Call 949-305-0500

Money Mistakes

Between the ages of 40 and 60, many people increase their commitment to investing and retirement saving. At the same time, many fall prey to some common money blunders and harbor financial assumptions that may be inaccurate. These errors and … Continue reading

Why You Should Never Take a Loan from Your Retirement Plan

Thinking about borrowing money from your 401(k), 403(b), or 457 account? Think twice about that, because these loans are not only risky but injurious to your retirement planning.    A loan of this kind damages your retirement savings prospects. A … Continue reading

Economic Update 06/29/15

CONSUMER SPENDING INCREASES 0.9% This May gain represents quite a change from the mere 0.1% improvement recorded by the Commerce Department for April. It appears households have started to spend some of the money they saved on fuel and energy … Continue reading

Economic Update 06/15/15

SPRING SEES MORE SHOPPING Last week, the Commerce Department announced a 1.2% jump in retail sales for May, topping the 1.1% rise forecast by analysts polled by Driving the improvement: a 3.7% leap in gas station sales. Purchases increased … Continue reading

Economic Update 06/08/15

NO LETUP IN HIRING IN MAY Last Thursday, the International Monetary Fund took the unusual step of offering the Federal Reserve some advice – it urged the central bank not to raise interest rates until 2016. Given the large hiring … Continue reading

Long-Term Investment Truths: Key Lessons for Retirement Savers

You learn lessons as you invest in pursuit of long-run goals. Some of these lessons are conveyed and reinforced when you begin saving for retirement, and others you glean along the way.     First & foremost, you learn to shut … Continue reading

Should You Write Your Own Will?

Maybe you have seen those will-in-a-box kits. Maybe you have even considered picking one up. Think twice about that. While you can draft a will on your own, there are plenty of reasons why you may not want to go … Continue reading

Economic Update 06/01/2015

THREE KEY REAL ESTATE INDICATORS IMPRESS All of a sudden, the housing market looks much healthier. The Census Bureau reported a 6.8% jump in new home buying in April, and the National Association of Realtors said its pending home sales … Continue reading

IRA Rollovers for Lump Sum Pension Payouts

A big payout leads to a big question. If you are taking a lump sum pension payout from your former employer, what is the next step for that money? It will be integral to your retirement; how can you make … Continue reading

Retirement Planning First Steps

Before retirement begins, gather what you need. Put as much documentation as you can in one place, for you and those you love. It could be a password-protected online vault; it could be a file cabinet; it could be a … Continue reading